Banking Transactions for Non-Bankers
Your Comprehensive Guide to Banking Services
What you'll learn
- Learn the different banking products
- Understand bank accounts
- Tell an investment certificate from a deposit
- Understand investment funds and their advantages
- Use bank cards safely
- Shop safely online
- Understand financial inclusion and how to benefit from it
- Protect accounts from break-ins and fraud
- Handle bank transfers and cheques
About this course
This course explains banking services and products in simple language for people who do not work in banking. It starts with an introduction to the different banking products, then bank accounts, the difference between an investment certificate and a deposit, and investment funds, their definition and their advantages. Next it explains bank cards in two parts, tips for safe online shopping, and the idea of financial inclusion and how to benefit from it. It then covers the methods used to break into customer accounts and how to deal with them so you can protect your account, e-wallets and how to benefit from them, and using the Meeza card and ATMs. It ends with bank transfers, bank cheques with their elements and types, and the cases in which a cheque is rejected and how to avoid them. The course suits anyone who deals with a bank, a card or an e-wallet and wants to understand what they are doing, whether you are an employee, a business owner or a homemaker, and it needs no banking background. By the end, you will be able to choose the right banking product, use cards and wallets safely, and handle transfers and cheques with confidence.
Expected outcomes
- More effective financial management through banking products.
- Safe online shopping using cards and wallets.
- Confidently handling checks and bank rejections.
- Comprehensive understanding of banking networks and their roles.
Learner reviews
- ★★★★★محمد س.·منذ 2 شهرشاهد 57٪
طبعا غير المصرفيين مستفيدين جدا من كم المعلومات في هذه الدورة بالتوفيق للجميع
- ★★★★★ahmed A.·منذ 3 شهرشاهد 100٪
دورة قوية لمن لا يعرف شى عن البنوك
- ★★★★★اسماعيل ع.·منذ 3 شهرشاهد 50٪
ممتازة جدا
- ★★★★★Nesreen H.·منذ 4 شهرشاهد 100٪
كورس رائع ومفيد
تم عرض كل التقييمات (4)
Course content
1Banking Transactions for Non-Bankers
14 lectures
- Introduction to Different Banking ProductsAn introduction to the different banking products and services: account types, bank cards, e-wallets, certificates and deposits, and branches, along with the KWLH model used to follow learning in the course.5:49
- Bank AccountsTypes of bank accounts: the current account for frequent activity and companies, the savings account that earns returns but has no checkbook, and youth, minor, senior and conditional accounts.13:27
- The Difference Between Investment Certificates and DepositsThe documents needed to open a bank account, such as a national ID, proof of address and proof of income, then the difference between an investment certificate and a deposit in term, early withdrawal and return.8:40
- Investment Funds: Definition and AdvantagesWhat investment funds are, their general rules and main advantages, including liquidity, professional management, higher returns, safety, transparency, diversification, protection against inflation, and easy redemption.6:04
- Bank Cards (Part One)The differences between bank card types, the debit card and the credit card, the grace period, the risk of cash withdrawal from a credit card, and the most common mistakes in using it.14:27
- Bank Cards (Part Two)Questions to ask the bank before applying for a credit card, such as the grace period and points system, then the prepaid card, how it is used, and the general advantages of bank cards.11:35
- Tips for Safe Online ShoppingTips for safe online shopping, including using a card with a low credit limit, then criteria for comparing banks such as interest rates and service pricing, and ideas to reduce bank visits like internet banking.14:12
- The Concept of Financial Inclusion and How to Benefit from It?The concept of financial inclusion and its goals, the annual occasions when financial inclusion accounts open with no minimum balance or fees, the targeted groups, and the growth in the share of citizens with bank accounts.6:36
- Methods of Hacking Customer Accounts and How to Deal with ThemExplains how customers can protect their bank accounts from scam messages, how to tell a real bank message from a fake one, and how virtual cards and reporting suspicious messages help.15:24
- E-Wallets and How to Benefit from ThemPresents the bank services available without being a bank customer, and explains e-wallets: what they are used for, the conditions to open and cancel one, and ways to deposit and withdraw.10:19
- Dealing with Meeza Card and ATMsExplains the Meeza card and its benefits for paying government services, common mistakes when using ATMs, and the reasons an ATM keeps a card and how to get it back.15:38
- Everything You Need to Know About Bank TransfersExplains the details needed to send or receive a bank transfer, such as full name, IBAN and SWIFT code, the reasons transfers get delayed or rejected, instant transfers, and inquiring about a deceased person's accounts.15:07
- Bank Checks: Their Components and Different TypesExplains bank cheques: how to obtain a chequebook, the required elements of a cheque, its types such as crossed, bearer and banker's cheques, and the meaning of endorsement and expiry date.11:15
- Cases of Check Rejection and How to Avoid Them?Explains why a bank refuses to cash a cheque and how to avoid it, what to do if a cheque is lost, and tips for using cheques safely, such as never signing a blank cheque.8:39
Instructor
Mohamed Al-Salmouni
This course is part of the diploma
